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ADAR+ vacation rental insurance

  Europ Assistance   Cabinet Albinet
A multi-risk insurance policy specially tailored for owner-direct vacation rentals

All of our properties are eligible for coverage through the optional ADAR+ insurance policy negotiated with Europ Assistance and managed by the insurance brokers, Albinet.

This policy is specially tailored for owner-direct vacation rentals
. For a small fee (5% of the rental fee), renters get essential coverage* for a worry-free holiday.
  • What if your holiday property does not conform to its advertized description?
  Property noncompliance insurance*
  • What if you are liable for damage to the vacation rental property, or its furnishing or fittings?
  Vacation civil liability insurance*
  • A fraudulent rental, or a dishonest owner?
  Cover for financial losses resulting from dishonest or fraudulent action*
  • Need to cancel or cut short your holiday?
  Trip cancellation and trip interruption insurance*
  • An unexpected event requiring assistance during your stay?
  Assistance in the event of theft or destruction of your ID documents or means of payment*,
  A replacement driver to drive your vehicle back home*,
  Coverage of the cost of search and rescue operations at sea or in the mountains (including off-piste zones)*,
  Repatriation assistance*

*See policy for coverage details


   See below for a coverage overview chart
   Click here to view/download the full policy [pdf]
Premium simulator

Simulate the cost of your insurance premium:

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NB: To purchase ADAR+ insurance, you must have signed your vacation rental agreement within the last 10 days.
Claims and assistance procedure
For all insurance claims (payment in the event of loss or damage), please contact the insurance brokers, Cabinet Albinet:

  • By post: Cabinet Albinet, 5 Citι de Trιvise, 75009 PARIS -FRANCE-
  • By email: claim@cabinetalbinet.fr
  • By fax: +33 (0)1 48 01 84 83

For all assistance-related claims (direct assistance of the insurance company in the event of an unforeseen event during your stay), please contact EUROP ASSISTANCE.

  • By telephone at +33 (0)1 41 85 80 02, 24 hours a day, 7 days a week, or by fax at +33 (0)1 41 85 85 71.


IMPORTANT


To change the terms and conditions of your agreement, please contact Cabinet Albinet (see above).

Please note: to submit a claim for property noncompliance, you must possess a hard copy of the listing as it appeared on the booking date.
Coverage Overview Chart

COVERED EVENTS
MAXIMUM BENEFIT
TRIP CANCELLATION
Illness, accident or death
(including relapse of prior ailments and pregnancy complications)
Down-payment + balance due, limited to €15,000
Property damage at home or on professional premises
Job loss (insured or partner)
Cancellation by beneficiary accompanying party
TRIP INTERRUPTION
Reimbursement of unused land-based services in the event of medical evacuation or early return Unused portion of cost, limited to €15,000
RESORT LIABILITY
Bodily injury and property damage following fire, explosion, water damage Limited to €1,525,000
Movable and real estate damage for owner of leased premises Limited to €2,500, with a deductible of €75
ASSISTANCE TO PERSONS IN THE EVENT OF ILLNESS OR INJURY WHILE TRAVELING
Evacuation Real costs
Return of family members + one insured accompanying party (1) (2)
Hospitalisation presence (Return ticket + hotel seven nights) €80 per night
Accompanying children
Advance on hospitalisation costs abroad and remaining medical costs to be met by the insured Per person and per insurance period:
€30,500
Emergency dental costs €160
Excess €30
Trip extension (four nights) €80 per night
Replacement driver  
Early return in the event of hospitalisation of a family member (1) (2)
ASSISTANCE IN THE EVENT OF DEATH
Cost of repatriating remains in the event of death Real costs
Casket or urn costs €1500
Return of family members + one accompanying party (1) (2)
Early return in the event of the death of a family member (1) (2)
Death formalities (return ticket + two nights) €80 per night
TRAVEL ASSISTANCE
Advance bond €15,300
Advance and coverage of attorney's fees €1,525
Return in the event of a claim at home (1) (2)
Urgent message relay  
Shipment of medication  
Assistance in the event of theft, loss or destruction of papers  
Advance funds €1,500
Travel information  
Search and rescue costs €1,525
Cost for rescue on a waymarked ski route Real costs
NON-COMPLIANCE OF RENTED PROPERTY
Refusal by renter to occupy premises due to noncompliance of the rented property Money retained by owner
COVER FOR FINANCIAL LOSS RESULTING FROM DISHONEST OF FRAUDULENT ACTION
Fraudulently rental Reimbursement of all sums paid by the defrauded reserving party and retained by the owner
Duration of assistance cover limited to three consecutive months.
(1) First class train ticket or economy class airline ticket - (2) Taxi costs at departure and arrival
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